Auto Insurance Cheep!

Man on The Moon asked:


So I’m 16 and Ive had my restricted for over a year now but me nor my parents can afford a car or insurance right now. So i was thinking if i drove my moms car is there a way to get insurance cheap. Can i stay under my moms insurance? Is there a way to lie to the insurance company so that i can get it at an adult cost or at a cheaper cost? Anything? Thank you.

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Michael K asked:


Okay. I recently got a ford escape. I understand that I am not old enough to sign the contract to have insurance, so I am getting my parents to, and I will be paying the premiums. I am a 16 year old male, I have gone through driver’s education, both in car and in class.
How cheap would my insurance be?
By the way, I live in Ontario, Canada, and the car cost around $8000.

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Jesus V asked:


We live in Florida, and my son has just turned 16, He wants to get his licenses but we don’t want our insurance to go up too much. From what I hear it is very expensive, yet i hear other people saying that some auto insurance company’s have very cheap rates for adding a first time driver. So if there are any other parents that know of a company that they use that is pretty cheap please let me know.
Thank you.
Yes we are planing on “adding” him to our plan.

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