Posts tagged ‘Auto Insurance Policy’

How do modifications effect auto insurance?

auto insurance
ipwnguitar asked:


I’ve heard that “performance” modifications can void an auto insurance policy. Is this true? If so, what is considered a void worthy mod?
I know that my coverage will only replace the parts to stock. Also, I’m planning on the following: CAI, headers & exhaust, short shifter, big breaks, ECU programing. When my shocks are due to be replaced i’ll probably take the opportunity to ride lower.

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If I have a combined auto insurance policy with my my spouse, does the claim history follow both of us?

needautohelp asked:


I have an auto insurance policy with my spouse. He was in an accident and filed a claim. He is not planning to buy another car and is going to use public transport. If I drop him from my policy, will my rates still go up because of his claim even though I was not involved in the accident? If I go with a different insurance company only for myself, will they also quote higher rates because of the claim?

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