Auto Insurance Cheep!

rar4000 asked:


Can I call an insurance company the instant I buy a car and say, “Hey, I just bought a car. I want to get insurance for it.”? I think companies should do this because if I take off from the dealership without insurance, and somebody hits me on the way home, I’m in trouble, right? I looked everywhere for this information, but I couldn’t find it anywhere. Could somebody clarify this issue for me?

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angie asked:


I got a speeding ticket for the first time ever. The cop put me down as 80+ mph, which i needed to go 70mph. When my insurance bill comes in, would my insurance be higher? Also my insurance is AAA. I still haven’t gotten my actual ticket in the mail yet, and i was wondering if my insurance bill would be any higher until I’m proven guilty, because i know that if i can take traffic school, it won’t get any higher & the point taken off. But i was wondering until then, would it still get higher?

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reptileguy56 asked:


Im trying to get an auto insurance quote for my new vehicle but one of the questions I’m asked when filling out the online forms is when I had my last accident. What do I do if I truthfully do not remember the month but do remember the year?

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AmericanPsycho asked:


I had an economics project and there was a section where I had to “purchase” auto insurance. Sure enough, I went to Geico and got a free quote, but the problem is that Geico is annoying to lock in the policy and actually have me as their customer. What can I do to tell them that I only wanted a policy for a project and I’m not really their customer?

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Beth asked:


If I fill in a online Auto Insurance quote ,give them information like my Social Security number and the rest of my personal information that I am I asked for online am I putting myself at risk for Identity Theft?
I have had several people tell me that it is too risky to give out my personal information online especially for Auto Insurance Quotes. Two have had their identity stolen. Is this common?

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Reginald asked:


A friend has 3 accidents in her driving record. She got an auto insurance quote without mentioning any accidents. The company sold her the insurance without any further verifications.

Is that a big problem? In case of an incident in the future will the company check her records and create any problems like not approving claims or so? Should she just ask for a refund to prevent further problems.

What is the worst that can possibly happen? We are kind of newbies here. Please advise…

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Tom asked:


ok so i am wondering how much insurance would be for someone like me who has no credit and never owned a car before. i have tried checking online for quotes and stuff but i dont even have a car, and the sites like geico or progressive require u to have a vehicle to even get a quote. i live in minnesota and im 24 if that makes a difference.

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slowman asked:


My current auto insurance is All State. I am looking for a new insurance of similar policy with lower cost. want to shop online and see if there is better deal. Does request auto insurance quote have any negative effect in my credit ( they need to pull my credit scores, i have a very good one), or any other negative effects.
thanks very much!

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hedonist asked:


I have credit cards which say they cover me for rental car insurance when I use the card to make the full payment for the rental. How does that work? Are there any catches? Does it make sense for me to get the additional insurance from the rental agency (like Avis)? If I am in an accident, will the Credit Card insurance cover everything or will it also be charged to my regular car insurance company?

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Pinkmartinii269 asked:


I am 22 years old, single mother of two children ( 2 & 4 ), looking for cheap insurance quotes, I live in NC I’m not sure if that matters. I checked Allstate and that’s the cheapest quote I’ve found, but I had them before and owe them money, so EX them out. Any other people, I checked with Progressive, State Farm, AND Gecco (sp). Who are you with what are your companies??

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